Home/Why Embrace

The Embrace
Difference

Embrace offers top-rated service and helps drivers like you save thousands on their car loan.

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Savings Story

James H. • Brooklyn, NY
2021 Honda Civic

Monthly Payment

$$$$
$523Monthly Savings

Interest Rate (APR)

29%8%
-21%APR Reduction

Embrace saved James over

$15,000

Most people are paying too much.

On everything, including their vehicle. Frankly, you're probably paying too much, but that's not your fault! Things have changed. Interest rates are historically low right now. Plus, not everyone can be an expert in everything. That's why we're here – to be your expert on refinancing, auto lease purchasing, and all things refi. We want to help you pay only the rate you deserve. Let's get money back in your pocket.

Why refinance?
There are tons of good reasons, like…

Lower Interest Rates

Taking advantage of today's low interest rates to get a better rate and lower your monthly payments (it's only what you deserve).

Skip Payments

Skipping up to 3 payments on your vehicle (access more of your money for you when you need it).

Adjust Payments

Adjusting your payments for major life changes (say, if you want to pay off your car before you retire).

Co-borrower Changes

Adding or dropping a co-borrower (your son always loved that truck).

Credit Improvement

Lowering your payments to fit your improved credit (way to go, you).

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And So Much More!

There are many more ways we can help you save money and improve your auto loan terms.

Why Embrace?

Competitive Rates

Access to industry-leading rates through our network of trusted lenders.

Quick Decisions

Get pre-qualified in minutes without affecting your credit score.

Dedicated Support

Personal loan advisors available to help you every step of the way.

Easy Process

Simple online application with minimal documentation required.

Trusted Partner

Over 50,000 satisfied customers and counting.

Savings Guarantee

We guarantee you'll save money or we'll make it right.

Real Customers. Real Reviews.

Excellent
Based on 10169 reviews

Ready to save on your auto loan?

Get pre-qualified in minutes with no impact to your credit score.